Category archives for: How-To

Personalize your greeting cards and gifts

Nothing says how much you value a person more than a personalized handcrafted card or gift. And making your own can be far easier on your budget than buying from the store. So consider putting your creative skills to the test. Where to start? No need to be a computer guru First, assess your computer’s [...]

How to stay heartburn-free

For heartburn sufferers, rich food and drink at can be trouble. Contrary to its name, heartburn, which affects 60 million Americans at least once a month, has nothing to do with the heart. It’s a digestive problem that is also called reflux esophagitis or gastroesophageal reflux disease (GERD). Gastroesophageal reflux occurs when contents in the [...]

It’s never too early or too late to take control of your finances

“Silly season” – the months of campaigning that lead up to a presidential election – is well under way, and it’s a sure bet the country’s money, finances and spending habits will be favorite issues for politicos of all persuasions. But while the debate and rhetoric is sure to be heated on both sides of [...]

Living credit smart in tough financial times

Amid uncertain economic times, the state of consumers’ credit and debt management is often referenced as an indication of Americans’ overall financial well-being. Credit scores enable lenders to evaluate the level of risk involved in extending credit to a consumer and they can affect everything from your ability to open a credit card to determining [...]

Ease the stress of grocery shopping during busy winter months

Hectic schedules, combined with unpredictable winter weather, often make meal-related decisions a chore. Affordable and simpler shopping routines could help you start savoring family meal time again. Regardless of whether you’re planning a special feast, a birthday celebration, or just day-to-day meals throughout the year, it’s easier and more cost effective if you go into [...]

Achieve winter home comfort

If you’re a homeowner, you probably know that home winterization is essential if you want to increase energy efficiency and comfort during the winter. In addition to the usual quick fixes, there are a few important tasks to keep in mind when preparing both the interior and exterior of your home for the harsh weather [...]

New destinations to ring in the new year

New York City and Las Vegas are perennial favorites for celebrating New Year’s Eve. But a new year just begs for some new ideas, especially those that won’t leave you in debt after the fireworks are over. Orlando, Fla. Orlando is always a magical place for the whole family, but it is unforgettable on New [...]

Time-saving lifestyle changes help you look and feel your best

From the moment your alarm clock rings, the race is on. It’s a rush to get ready, a hurry to get to work and a hectic day at the office, all before the evening introduces its own laundry list of tasks. It can feel difficult — if not impossible — to find time to care [...]

Head off college debt: shape teen skills early

Succeeding in college is about more than being smart. It’s about how students manage time, themselves, and their studies, according to Dr. Bob Neuman, former dean of academic development at Marquette University. “For all the talk about enormous college debt, parents of younger students need to know some basic facts,” Neuman says. “The sooner parents [...]

The SMART way to make financial New Year’s resolutions

New Year’s resolutions are usually well-intentioned, especially those that focus on your financial fitness. If your resolutions this year address money matters like savings, spending and credit use, you can improve your chances of success by making “SMART” promises to yourself. In self-improvement circles, “SMART” is an acronym for specific, measurable, attainable, realistic and timely. [...]

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